Financials
Financing Options for a Healthy, Beautiful Smile: Embracing Holistic Whole Body Health
Achieving a healthy, beautiful smile goes beyond dental aesthetics; it’s about holistic whole-body health. Understanding how oral health connects with overall well-being can empower you to make informed decisions about your dental care.
Financing options play a crucial role in ensuring that you can access the treatments you need without financial stress. Lotus Dental Wellness offers financing solutions that accommodate various budgets. This accessibility allows you to prioritize your oral health while considering the broader impact on your body.
Investing in your smile is an investment in your overall health. Research shows that good oral hygiene can reduce the risk of systemic conditions such as heart disease and diabetes. By exploring financing options, you can ensure that both your dental needs and holistic health goals are met, leading to a more vibrant, confident you.
We Offer Third-Party Financing Options
We work with major financing companies including CareCredit, Cherry, Proceeded, and Alphean, which offer different types of plans and can split your balance into manageable monthly payments. Many financing companies offer fixed interest rates that are lower than those of typical credit cards.
Treatment at Your Own Pace
If your treatment is not essential for your health, you don’t have to complete it all at once. Many treatments can be scheduled over a timeline that aligns with your budget. This allows you to pay for them incrementally. You can achieve the smile you desire while managing your financial commitments at a comfortable pace!
The Cost of Delaying Treatment
Many dental treatments do more than just provide relief; they significantly enhance your quality of life. They boost your confidence, restore your facial features to their natural appearance, and allow you to enjoy carefree smiles and laughter once again. You can also return to savoring your favorite foods without worry. Addressing your current dental issues promptly can eliminate discomfort and lead to a more fulfilling life. Moreover, the mouth is intricately connected to overall body health. Dental problems can affect not just oral health but also contribute to systemic issues such as heart disease and diabetes. This connection underscores the importance of treating dental issues early, as neglect can lead to complications that impact your entire well-being. Keep in mind that delaying treatment may cause existing problems to worsen, resulting in increased discomfort and higher costs down the line. It’s always wiser to tackle issues sooner rather than letting them persist unchecked. Given all these considerations, can you afford to postpone treatment?
Financial Policy
Our desire is for our patients to comfortably afford dental care. It is important that you understand our financial policy regarding payment for services rendered. Please ask us if you have any questions! Payment for services rendered is due at the time of service. If you have dental insurance and your plan allows the insurance company to send payment to our office, we will collect your estimated portion at the time of service. If your insurance company will not send payment to our office or if your insurance is maxed for the benefit year, your payment is due in full at the time of service. If you do have benefits remaining, a claim will be submitted to the insurance company and reimbursement will be mailed directly to the insured from the insurance company. We will be happy to work with you to determine the most appropriate method of payment for your budget. Financing your treatment may allow you to begin your dental care without delay and spread your payments over a period of time, providing you with the benefit of improved dental health in a more timely manner, while making it easier on your budget.
Payment Options
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If you are paying by cash, please have the correct amount available as we rarely have change on hand
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This requires approval prior to the time of your appointment. Please ask us for details about the 6 month no-interest and extended payment options through Care Credit.
Missed Appointment Fees
Missed appointments are an incredible burden in any dental practice and even more so for patients who are eager to begin treatment and are waiting for an appointment. We request 2 business days (Monday-Thursday) and require 1 business day (Monday-Thursday) notice for rescheduled or canceled appointments. If we do not receive the required notice or if you do not show up for an appointment that has been reserved for you, you may be charged a Missed Appointment Fee. This fee can range from $100.00 to $250.00, depending on the amount of time we have reserved for you. Please help us serve you better by keeping your scheduled appointments.
Finance Charges
If you have a balance due and you receive a statement from us, your balance is due upon receipt of your statement or no later than 45 days after the date of service, regardless of whether or not we have received the insurance payment on your behalf. Balances over 90 days will be charged a finance charge of 1% per month (12% per annum) with a minimum monthly re-billing fee of $3.00.]
Returned Check Fee
If we receive a check back for Non-Sufficient Funds, there will be a charge of $25.00.